2026 SRTG Annual Report

SUNRAY TECHNOLOGY GROUP, LLC

Dear clients, partners, friends, and family,

2026 was a year of growth and new beginnings for the Sunray Technology Group, LLC (SRTG). We added about 25% more new tax clients, launched our Digital AI Business Development Unit, introduced three new products, and came close to completing our new online tax portal. Thank you for the trust you have placed in us. This report describes our businesses, our products, the risks we watch, and our goals for 2027.

2026 AT A GLANCE

• About 25% growth in new tax clients
• Launch of the Digital AI Business Development Unit
• Three new products: Sentinel, Flip Tracker, and Northern Colorado Classifieds
• Business administration support in brokering the sale of a business for a tax client
• Online tax portal nearing completion

BUSINESS DESCRIPTION

The Sunray Technology Group, LLC (SRTG) is a holding company with subsidiaries engaged in a range of business activities: the Tax Preparation Business, the Information Technology Division, Real Estate Services, Investment Research, and, new in 2026, the Digital AI Business Development Unit. We expect to remain privately held. We share some details of our operations here for potential investors, and for friends and family who may be curious about how we make a living in this modern day and age.

TAX PREPARATION BUSINESS

The principals of SRTG continue to provide U.S. and state income tax preparation for individuals and for businesses, including corporations, limited liability companies, and partnerships, with a focus on small and medium-sized businesses.

REAL ESTATE SERVICES

From 2022 through 2024 we offered real estate advisory services to individuals who “flip” houses. We helped clients set budgets and provided services so they could renovate and resell single-family homes in Colorado profitably, and we helped them meet their tax obligations. We continue to provide marketing and advertising support in this area.

INFORMATION TECHNOLOGY DIVISION

We have long provided purchasing and consulting services, recommending hardware, software, and IT maintenance services to clients. For over three decades we have offered Internet hosting. We also provide personal computer and device security services, including virus sweeps, installation and backup services, and evaluation of internet service providers. Over the last three years we have expanded into setting up secure private email servers, which is one of the fastest-growing segments of the IT business, outside of new AI interfaces and applications.

INVESTMENT RESEARCH

Since its inception, SRTG has conducted investment research and released an annual report on the performance of various investments. Our focus is mutual funds, including U.S. equity funds and U.S.-based international equity funds. We also track long-term profitable exchange-traded funds (ETFs), municipal bonds, fast food stocks, and the precious metals markets. The report is updated and republished twice a year, just after Independence Day and immediately after New Year’s Day.

DIGITAL AI BUSINESS DEVELOPMENT

The Digital AI Business Development Unit began in 2026 with the completion of our real estate expense tracker, Flip Tracker. Work continues on a new Advanced Market Research Tool (“AMR One”), which is in the early stages of development, and on Sentinel, our custom-built AI that identifies, tracks, and evaluates other AIs and the apps linked to them. Sentinel provides subscribers with periodic reports, as well as specific reports on request, so they can choose the best AI for their needs and business objectives.

NEW PRODUCTS IN 2026

• Sentinel
  An artificial intelligence that detects and evaluates other AIs and AI-powered apps and provides a comprehensive report on each. It is available on an annual subscription basis as well as a one time purchase and includes a search function, so you can look up an AI or app to learn what it does and how it affects people and processes.

• Flip Tracker
  Built for real estate professionals and investors who flip houses. Flip Tracker tracks all expenses and income for one or more flips, produces a profit and loss statement for each deal, and generates the documents needed to complete your income tax return. It is available for purchase or by subscription, so you pay only for what you need and save many hours of bookkeeping. Let Flip Tracker do the work and keep your time for better things.

• Northern Colorado Classifieds (new website)
  A simple, no-frills website where anyone can post classified ads, job offers, items for sale, help-wanted notices, and public announcements for $1 a day.

2027 GOALS

Tax Preparation Business
We added about 25% more new clients in 2026 and provided business administration support in brokering the sale of a business for one of our tax clients. We are not currently seeking new general tax preparation clients and are shifting toward specialized tax preparation services. Look for new apps with an AI interface that produce reports for specific business categories and industries, which clients can use to prepare their returns accurately and easily. We are also close to completing a new online tax portal that should greatly improve our ability to prepare returns accurately and quickly.

Information Technology Business
In 2027 we will continue to provide website and email hosting and security contracts to protect websites and devices. Look for a new line of robust open-source personal computers, available for sale in early summer. Large PC manufacturers have largely stopped building custom computers, focusing instead on volume, support for large organizations, and smaller devices that offer more distraction than benefit. We will continue to build capable personal computers that focus on the privacy and confidentiality of individual users, including a suite of open-source operating systems and applications that individuals may be licensed to use or own outright.

Real Estate Services
In 2026 we developed Flip Tracker, a phone app that lets individuals, companies, and agents track and report house-flipping profits and losses automatically and generate reports for tax returns. In 2027 we will expand our app offerings with AI features that gather new information online and integrate it into the app, giving users timely, specific information to improve their results when building, buying, improving, or selling residential and commercial real estate.

Investment Research
We will continue to research and track the investments we believe offer the best returns. In 2027 we will introduce a ratings system covering both return on investment and short- and long-term stability. While we have traditionally focused on mutual funds and commodities, we will also release a new subscription-based app that lets you build a private, confidential investment database. It will gather data on the industries and businesses you are interested in and produce a report with a forecast of future results based on historical and publicly available data. Forecasts are estimates and are not guarantees of future performance.

Important Focus Areas
In 2027 we will focus on international tax planning and structuring for clients with cross-border activities, and on developing a sustainable micro-economic plan to help protect our investors from market uncertainty.

RISK FACTORS

Cybersecurity Risks
Data and information security remains a significant concern. Criminal hackers and hostile foreign actors continue to target American service providers and technology companies for financial gain or to compromise their integrity. In 2008 we were targeted by foreign-based threat actors. They obtained no useful information, but they disrupted our online operations for a few days. Since then we have continued to reduce this risk through business continuity and disaster recovery planning, review of emerging threats, procedures to shield us and our clients, and secured company and client data, along with internal information stores that are not publicly available. These steps, and a written plan to respond to security breaches, are also required by the IRS to protect tax clients, and we adopted many of them before they were required. Client personal and financial data is protected with encryption and access controls [describe accurately, including the new tax portal]. At least once a year, our encrypted communications are archived and moved to a secure offline location, where we can review historical communications and transactions to improve our efficiency and services and to protect our clients and business partners.

Political and Geopolitical Events
U.S. foreign and domestic policy toward other governments and non-citizens can affect our business. We believe that sustained hostility and force rarely produce lasting solutions and should be a last resort, used sparingly. Geopolitical events can limit opportunities for American businesses, including ours. We continue to work on constructive solutions that benefit our clients, customers, and communities. We believe America has been at its best when it extended opportunity and goodwill to everyone who seeks democracy, freedom, and opportunity. We act with liberty and justice for all.

Regulatory Changes
Federal, state, and local regulation has grown steadily, and in our view not all of it helps. Thoughtful regulation can streamline business, make it more transparent, and make it more profitable. Excessive or conflicting regulation can burden private business, and some rules favor large companies over small and new ones. The Qualified Business Income (QBI) deduction is one example. Introduced in 2018 and made permanent in 2025, it lets eligible owners of pass-through businesses deduct up to 20% of qualified business income, subject to limits. Owners whose businesses are not structured to qualify, or are not profitable, and people who earn income from employment rather than from their own business, cannot take it, so they pay more of their income in federal tax. Unless public safety is involved, we favor less regulatory burden and more protection for individuals, private business growth, and business development.

General Economic Instability
Economic instability is a risk we should all prepare for. The IRS collects roughly five trillion dollars a year in gross receipts [verify the latest fiscal year], while federal spending is considerably higher. The resulting annual deficits have pushed the national debt past thirty-eight trillion dollars [verify current figure]. The federal government has not adopted a plan to balance the budget or reduce the debt. Many economists warn that this path is unsustainable, and that continued deficit spending could lead to a severe economic downturn, including a prolonged one that could affect economies worldwide. We cannot predict whether or when this will happen, but we believe prudent planning is wise. Consider holding assets and equity in your business, other businesses, and your personal life that can withstand a long period of reduced income, and plan for how you would protect your company, family, and friends in that case. For perspective, the federal budget last showed a surplus in fiscal year 2001 (surpluses occurred from 1998 through 2001), and before that in 1969 [verify figures against Treasury data]. In 1969 the national debt was well under two years of federal receipts. Today it is roughly eight times annual receipts. Ask yourself whether your own debts, multiplied by that ratio, could be paid down from your income.

SECURITIES NOTICE

SRTG may offer securities in a private placement to qualified investors in order to expand our operations in 2027 and beyond. This report is not an offer to sell or a solicitation of an offer to buy any security. Any offering will be made only in compliance with applicable securities laws, and only to investors who qualify. Anyone interested in learning more is welcome to contact us.

FORWARD-LOOKING STATEMENTS

This report contains forward-looking statements about our plans, products, and expectations. These statements are not guarantees. Actual results may differ materially because of the risks described above and other factors, and past performance does not guarantee future results.

CONTACT THE SUNRAY TECHNOLOGY GROUP

(720) 995-8850
https://sunraytechnologygroup.com/

CLOSING

Our progress this year was built on consistent, thoughtful work. In 2027, the Sunray Technology Group will keep building on that foundation, one commitment at a time, delivering value that compounds. 2027 is a blank page. Write it with intention, take the bold steps, and trust that the best chapters are the ones you haven’t started yet.

Thank you for being part of this journey.